A fake invoice, a hijacked vendor email, a cloned voice on the phone. AI made all three cheap, and firms that pay bills for other companies are the target. PayBeacon verifies every request before money moves — and keeps the proof.
Built for accounting, bookkeeping & advisory firms that move money for clients.
A hijacked email thread, a cloned voice, a deepfake video call, a flawless fake invoice — every channel your staff trusts can now be forged, and a new disguise arrives every week. Here are a few of the shapes, and the one door they all die at.
Your client's supplier emails new bank details — pixel-perfect, because the real mailbox was hijacked months ago. PayBeacon holds the change until it's confirmed at the source. The "new bank" was never the supplier's.
Caught — the payment still goes to the real account.
Nobody announces anything. Invoice #47 just shows up with different account details in the footer. PayBeacon catches the change no one would think to look for, and holds the payment before it goes out.
Caught — before anyone suspected a thing.
A clean invoice from a plausible contractor, W-9 attached. Before it can ever become a payee, PayBeacon confirms it at the source — with your client. "Did you hire these people?" "Never heard of them."
Caught — the invoice never becomes a payee.
Friday, 4:40pm. The client CEO's exact voice: "Wire $180k tonight. Keep it quiet." No one has to out-argue a perfect fake. PayBeacon holds the wire until it's confirmed at the source — and the real CEO, at the gym, never asked for it.
Caught — no wire, and no one on your team had to be the hero.
Wondering which of these would get through your firm? Take the 60-second self-check →
Real, documented fraud tactics. The average-loss figure is the FBI's own — only the names and amounts in the four scenarios are illustrative.
A vendor bank-detail change, a brand-new payee, an urgent wire — arriving by email, phone, portal, or document, on whatever your clients pay with.
It's confirmed at the source before any money moves. If a request can't be proven real, it's held — and your team is told. Nothing slips through on a busy Friday.
Every check becomes a record, filed per client — ready the day a renewal, a client's insurer, or an auditor asks you to show your work.
Email, phone, video, text, portal, or document — PayBeacon covers all of them. The fraud doesn't get to pick the one door no one's watching.
Bill.com, Melio, Ramp, QuickBooks, bank portals, wires, ACH, checks. If money moves through it, PayBeacon sits in front of it.
New vendors, changed bank details, urgent one-off requests — each one checked before any money moves, not sampled or spot-checked after the fact.
Every check creates a record that can't be quietly edited later, filed per client. Ready for your insurance renewal, your clients' insurers, and auditors.
In build now. The check happens before any payment is sent, so PayBeacon works alongside whatever your clients already use — nothing to rip out.
Deepak has spent his career building secure, high-trust systems and leading engineering teams. PayBeacon started with a simple question: when a firm moves money for thirty clients, what actually stands between a convincing fake email and a six-figure wire?
The answer is being built now — carefully, because a product that verifies payments has to be trustworthy itself. He's building PayBeacon from Charlotte, North Carolina.
Connect on LinkedIn →Bank-detail changes, new vendors, and urgent payment requests arrive by email, phone, and portals — the exact channels AI can now fake perfectly.
Who called whom, using which number — the one in the email, or the one on file? And what happened the day the client said it was urgent?
When your E&O renewal, a client's insurer, or a lawsuit asks for evidence that a change was verified — what can your firm actually show?
PayBeacon exists so the answers are: the request was confirmed at its source, by two people, and here's the record.
One prevented incident averages about $123,000 — before the E&O renewal and the client relationship riding on it. PayBeacon is built to pay for itself the first time it says "hold."
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